Alternative Financing

Explore cutting-edge insights in Alternative Business Finance

Regulatory Technology [RegTech]

Third MCA Funder This Year Prints a Rated ABS

Jul 18, 2026

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8 min read

Third MCA Funder This Year Prints a Rated ABS

ByzFunder and Kapitus ran the same rated-ABS playbook

Jordan Hansen

Regulatory Technology [RegTech]

Judge Doubts Plain Green's 8% Fix for 697% Loans

Jul 16, 2026

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9 min read

Judge Doubts Plain Green's 8% Fix for 697% Loans

Collection, not the rate, decides mootness

Jordan Hansen

Regulatory Technology [RegTech]

OCC, FDIC Tell Lenders to Price Deportation Risk

Jul 14, 2026

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9 min read

OCC, FDIC Tell Lenders to Price Deportation Risk

ECOA reaches your MCA and factoring book too

Jordan Hansen

Regulatory Technology [RegTech]

New Model-Risk Guidance Skips Agentic AI

Jul 11, 2026

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10 min read

New Model-Risk Guidance Skips Agentic AI

FREE SOS Agentic AI Access for Business Verification

Jordan Hansen

Alternative Financing

$321M AAA Deal Prices on FICO 9, Not Classic

Jul 9, 2026

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8 min read

$321M AAA Deal Prices on FICO 9, Not Classic

Warehouse eligibility criteria still assume classic FICO

Jordan Hansen

Regulatory Technology [RegTech]

Klarna Joins Affirm, OneMain in FDIC Charter Queue

Jul 7, 2026

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7 min read

Klarna Joins Affirm, OneMain in FDIC Charter Queue

Rival funds cheaper; that spread is his ad budget

Jordan Hansen

Market Dynamics & Strategy

Goldman Pays All Exits as Rivals Gate at 5%

Jul 4, 2026

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7 min read

Goldman Pays All Exits as Rivals Gate at 5%

Blue Owl tech fund exit calls hit 38% of shares

Jordan Hansen

Alternative Financing

Spurstone Credit Targets $100M-$1B Borrowers

Jul 2, 2026

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6 min read

Spurstone Credit Targets $100M-$1B Borrowers

Texas Capital Tie-Up Targets Non-Sponsor Credit

Jordan Hansen

Regulatory Technology [RegTech]

LendingClub Is Now Happen Bank, Funded by Deposits

Jun 30, 2026

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10 min read

LendingClub Is Now Happen Bank, Funded by Deposits

Lenders rarely die of credit. They die of funding.

Jordan Hansen

Alternative Financing

Goldman Funds AI That Clears 5x More SMB Loans

Jun 27, 2026

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9 min read

Goldman Funds AI That Clears 5x More SMB Loans

Your turnaround gap with banks is narrowing.

Jordan Hansen

Alternative Financing

Blackstone-Backed Insurer Buys Open Lending for $372M

Jun 18, 2026

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9 min read

Blackstone-Backed Insurer Buys Open Lending for $372M

Your credit-insurance backstop may now be your rival

Jordan Hansen

Market Dynamics & Strategy

United Exits Navitas After 10% Book Drives Half Losses

Jun 13, 2026

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6 min read

United Exits Navitas After 10% Book Drives Half Losses

Wafra Is Buying the Risk United No Longer Wants

Jordan Hansen

Alternative Financing

Raven, Hudson Cove Refinance $655M for Elevate

Jun 11, 2026

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9 min read

Raven, Hudson Cove Refinance $655M for Elevate

The book shrank from $1B; the buyer still re-upped.

Jordan Hansen

Regulatory Technology [RegTech]

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

Jun 9, 2026

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9 min read

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

The full court already reinstated the lenders' injunction

Jordan Hansen

Market Dynamics & Strategy

Blackstone, Cliffwater Cap Exits as Lending Falls 40%

Jun 6, 2026

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8 min read

Blackstone, Cliffwater Cap Exits as Lending Falls 40%

The first symptom is a reporting ask, not a repricing.

Jordan Hansen

Market Dynamics & Strategy

Deposit-Funded Fintechs Move to Undercut Alt Lenders

Jun 4, 2026

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9 min read

Deposit-Funded Fintechs Move to Undercut Alt Lenders

LendingClub funds $10.2B in deposits at 6.28% margin

Jordan Hansen

Alternative Financing

Axiom Tests Bank Speed In SMB Credit Fight

Jun 2, 2026

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7 min read

Axiom Tests Bank Speed In SMB Credit Fight

Bank Intake Is Coming For Cleaner SMB Files

Jordan Hansen

Market Dynamics & Strategy

May 30, 2026

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8 min read

BDC Marks Flash A Cash-Yield Warning

Warehouse lenders may tighten pool eligibility next

Jordan Hansen

Alternative Financing

Banks Push $300B Into Private Credit Leverage

May 28, 2026

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7 min read

Banks Push $300B Into Private Credit Leverage

Why warehouse haircuts are the real read for MCA shops

Jordan Hansen

Regulatory Technology [RegTech]

OCC Hits CFSB With BSA/AML Consent Order

May 26, 2026

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8 min read

OCC Hits CFSB With BSA/AML Consent Order

Bank reviews may hit ACH, KYB, brokers, and renewals

Jordan Hansen

Market Dynamics & Strategy

EverBank Dispute Precedes American Tool Ch. 11 Filing

May 23, 2026

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7 min read

EverBank Dispute Precedes American Tool Ch. 11 Filing

Fast lenders need a four-hour bankruptcy response protocol

Jordan Hansen

Alternative Financing

FundCanna Secures $60M for Cannabis Lending

May 21, 2026

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8 min read

FundCanna Secures $60M for Cannabis Lending

$40B AUM backer, unnamed. The caveat is the point. $75M total capital.

Jordan Hansen

Market Dynamics & Strategy

NewFed Cuts Loan Cycle 6 Days With AI File Prep

May 19, 2026

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8 min read

NewFed Cuts Loan Cycle 6 Days With AI File Prep

Throughput rose 35% without adding fulfillment headcount

Jordan Hansen

Market Dynamics & Strategy

HSBC Pauses $4B Private Credit Push, FT Reports

May 16, 2026

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17 min read

HSBC Pauses $4B Private Credit Push, FT Reports

FSB, Bowman, HSBC align. Watch CLO senior spreads.

Jordan Hansen

Alternative Financing

Truist, Medalist Back Credibly's $260M Debt Refi

May 14, 2026

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13 min read

Truist, Medalist Back Credibly's $260M Debt Refi

Securitization plus warehouse plus mezz refi. Allocation TBD.

Jordan Hansen

Alternative Financing

Third MCA Funder This Year Prints a Rated ABS

Judge Doubts Plain Green's 8% Fix for 697% Loans

OCC, FDIC Tell Lenders to Price Deportation Risk

New Model-Risk Guidance Skips Agentic AI

$321M AAA Deal Prices on FICO 9, Not Classic

Klarna Joins Affirm, OneMain in FDIC Charter Queue

Goldman Pays All Exits as Rivals Gate at 5%

Spurstone Credit Targets $100M-$1B Borrowers

LendingClub Is Now Happen Bank, Funded by Deposits

Goldman Funds AI That Clears 5x More SMB Loans

Blackstone-Backed Insurer Buys Open Lending for $372M

United Exits Navitas After 10% Book Drives Half Losses

Raven, Hudson Cove Refinance $655M for Elevate

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

Blackstone, Cliffwater Cap Exits as Lending Falls 40%

Deposit-Funded Fintechs Move to Undercut Alt Lenders

Axiom Tests Bank Speed In SMB Credit Fight

BDC Marks Flash A Cash-Yield Warning

Banks Push $300B Into Private Credit Leverage

OCC Hits CFSB With BSA/AML Consent Order

EverBank Dispute Precedes American Tool Ch. 11 Filing

FundCanna Secures $60M for Cannabis Lending

NewFed Cuts Loan Cycle 6 Days With AI File Prep

HSBC Pauses $4B Private Credit Push, FT Reports

Truist, Medalist Back Credibly's $260M Debt Refi

Beyond Banks

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