Alternative Financing

Explore cutting-edge insights in Alternative Business Finance

Market Dynamics & Strategy

Oct 6, 2026

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9 min read

Camp Ch. 11 hits 42 MCA funders

The debtors doubt the funders perfected their claim to the cash

Jordan Hansen

Regulatory Technology [RegTech]

California requires MCA licenses by 2028

Oct 3, 2026

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9 min read

California requires MCA licenses by 2028

Unlicensed deals lose enforceability starting January 1, 2028

Jordan Hansen

Regulatory Technology [RegTech]

SEC sues MCA funder over $4.5M syndication

Oct 1, 2026

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10 min read

SEC sues MCA funder over $4.5M syndication

The SEC says only about 30 of 5G Funding's 184 advances were collected in full while investor reports showed returns of 25% to 60%

Jordan Hansen

Market Dynamics & Strategy

Valley buys Bluevine for $340M, chasing its deposits

Sep 29, 2026

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8 min read

Valley buys Bluevine for $340M, chasing its deposits

A $66 billion bank is paying up for a nonbank lender's cheap deposits to close a 107% loan-to-core-deposit gap, not to grow its loan book.

Jordan Hansen

Market Dynamics & Strategy

Sep 26, 2026

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8 min read

Two lenders drove 84% of SBA defaults

A federal watchdog says the SBA stopped examining its nonbank 7(a) lenders in 2023, as $1.3 billion of loans entered liquidation.

Jordan Hansen

Regulatory Technology [RegTech]

Minnesota cuts Plain Green's interest to 0%

Sep 24, 2026

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10 min read

Minnesota cuts Plain Green's interest to 0%

Plain Green admits nothing, may still collect principal and can resume Minnesota lending under state law after 120 days' notice.

Jordan Hansen

Regulatory Technology [RegTech]

Sep 22, 2026

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11 min read

Credit Acceptance waives $634M of loans

Credit Acceptance says the settlement needs no new charge; the decree caps sub-600 vehicle prices at 109% of book and bars debt sales on early defaults.

Jordan Hansen

Market Dynamics & Strategy

Sep 17, 2026

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9 min read

Fed hike lifts prime to 7%

Fed officials see a 4.1% median rate at year-end, and prime-indexed bank payments rise for merchants who carry them.

Jordan Hansen

Market Dynamics & Strategy

Sep 15, 2026

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7 min read

Fortress warns against AI lending FOMO

Co-CEO Jack Neumark says the $55 billion firm sees an asymmetric bet in AI data center credit.

Jordan Hansen

Market Dynamics & Strategy

Sep 12, 2026

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12 min read

The Bancorp quits small-business loans

Chime, 1 of its 2 deposit banks, says it will consolidate at Stride once it owns the charter.

Jordan Hansen

Market Dynamics & Strategy

Sep 10, 2026

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11 min read

Blue Owl marks Loparex at 5 cents

Loparex announced a Monarch-led rescue three days after the mark surfaced.

Jordan Hansen

Regulatory Technology [RegTech]

Sep 8, 2026

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11 min read

Texas opens MCA registration

OCCC reserves recurring ACH debits for the first-filed funder.

Jordan Hansen

Regulatory Technology [RegTech]

Sep 5, 2026

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7 min read

TabaPay funds $155M bank-charter deal

The payment rail is changing before the deal closes

Jordan Hansen

Alternative Financing

Sep 3, 2026

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11 min read

Block opens Cash App score to lenders

Nova Credit is how the score gets out

Jordan Hansen

Regulatory Technology [RegTech]

Sep 1, 2026

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9 min read

TitleMax can't escape PA's $52.7M case

Map your book by state before counsel does

Jordan Hansen

Market Dynamics & Strategy

Aug 29, 2026

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9 min read

Velocity pays $62M for Toorak

KKR is out. The origination machine is what sold.

Jordan Hansen

Regulatory Technology [RegTech]

Aug 27, 2026

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9 min read

$964K clawback hits 3 MCA funders

Alleged rates ran 62% to 149% on money already paid.

Jordan Hansen

Regulatory Technology [RegTech]

Aug 25, 2026

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9 min read

7 agencies void targeted-loan cover

The rule that actually binds changed five weeks ago.

Jordan Hansen

Regulatory Technology [RegTech]

Aug 22, 2026

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8 min read

CFPB pulls 3.8M complaint narratives

A free early-warning surface for partner risk goes dark.

Jordan Hansen

Market Dynamics & Strategy

Aug 20, 2026

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8 min read

Clearco caps jump to $10M per merchant

Your upper-ticket ecomm deals just got a bidder

Jordan Hansen

Market Dynamics & Strategy

KBRA, Midland Flagged Partner Before Coastal Hit

Aug 18, 2026

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11 min read

KBRA, Midland Flagged Partner Before Coastal Hit

What your indemnity is worth if payment stops?

Jordan Hansen

Market Dynamics & Strategy

Nvidia offers 25% residual support in AI finance push

Aug 15, 2026

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9 min read

Nvidia offers 25% residual support in AI finance push

Separate supplier's risk from borrower's cash flow

Jordan Hansen

Regulatory Technology [RegTech]

DOJ SCRA settlements hit $916K across three firms

Aug 13, 2026

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10 min read

DOJ SCRA settlements hit $916K across three firms

Why 3931 affidavits reach your MCA and factoring book

Jordan Hansen

Market Dynamics & Strategy

Senate passes bill lifting Sub V cap to $7.5M

Aug 11, 2026

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10 min read

Senate passes bill lifting Sub V cap to $7.5M

Advances and factoring absorb it; secured keeps 1129(b)

Jordan Hansen

Regulatory Technology [RegTech]

Massachusetts Took $2.5M Over AI Underwriting, Using a Theory Federal Law Dropped on July 21

Aug 8, 2026

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12 min read

Massachusetts Took $2.5M Over AI Underwriting, Using a Theory Federal Law Dropped on July 21

Regulation B covers business credit, so the effects test left your merchant files too. New Jersey's statute reaches any loan for whatever purpose, and it did not move.

Jordan Hansen

Alternative Financing

Camp Ch. 11 hits 42 MCA funders

California requires MCA licenses by 2028

SEC sues MCA funder over $4.5M syndication

Valley buys Bluevine for $340M, chasing its deposits

Two lenders drove 84% of SBA defaults

Minnesota cuts Plain Green's interest to 0%

Credit Acceptance waives $634M of loans

Fed hike lifts prime to 7%

Fortress warns against AI lending FOMO

The Bancorp quits small-business loans

Blue Owl marks Loparex at 5 cents

Texas opens MCA registration

TabaPay funds $155M bank-charter deal

Block opens Cash App score to lenders

TitleMax can't escape PA's $52.7M case

Velocity pays $62M for Toorak

$964K clawback hits 3 MCA funders

7 agencies void targeted-loan cover

CFPB pulls 3.8M complaint narratives

Clearco caps jump to $10M per merchant

KBRA, Midland Flagged Partner Before Coastal Hit

Nvidia offers 25% residual support in AI finance push

DOJ SCRA settlements hit $916K across three firms

Senate passes bill lifting Sub V cap to $7.5M

Massachusetts Took $2.5M Over AI Underwriting, Using a Theory Federal Law Dropped on July 21

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