Regulatory Technology [RegTech]

Stay updated on the latest in Regulatory Technology

Aug 27, 2026

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9 min read

$964K clawback hits 3 MCA funders

Alleged rates ran 62% to 149% on money already paid.

Jordan Hansen

Regulatory Technology [RegTech]

Aug 25, 2026

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9 min read

7 agencies void targeted-loan cover

The rule that actually binds changed five weeks ago.

Jordan Hansen

Regulatory Technology [RegTech]

Aug 22, 2026

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8 min read

CFPB pulls 3.8M complaint narratives

A free early-warning surface for partner risk goes dark.

Jordan Hansen

Regulatory Technology [RegTech]

DOJ SCRA settlements hit $916K across three firms

Aug 13, 2026

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10 min read

DOJ SCRA settlements hit $916K across three firms

Why 3931 affidavits reach your MCA and factoring book

Jordan Hansen

Regulatory Technology [RegTech]

Massachusetts Took $2.5M Over AI Underwriting, Using a Theory Federal Law Dropped on July 21

Aug 8, 2026

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12 min read

Massachusetts Took $2.5M Over AI Underwriting, Using a Theory Federal Law Dropped on July 21

Regulation B covers business credit, so the effects test left your merchant files too. New Jersey's statute reaches any loan for whatever purpose, and it did not move.

Jordan Hansen

Regulatory Technology [RegTech]

SBA Pushes $10M Loans as Defaults Hit a 12-Year High

Jul 28, 2026

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9 min read

SBA Pushes $10M Loans as Defaults Hit a 12-Year High

One borrower can now stack $5M of 7(a) on $5M of 504. The taxpayer guarantee cap never moved

Jordan Hansen

Regulatory Technology [RegTech]

Credit Washers Erased $10B. Their Files Score Prime

Jul 25, 2026

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8 min read

Credit Washers Erased $10B. Their Files Score Prime

Suppressed charge-offs default at 12x the clean-file rate; auto fraud losses tripled to $323M

Jordan Hansen

Regulatory Technology [RegTech]

Car-Mart Collected $730M and Still Ran Out of Cash

Jul 23, 2026

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8 min read

Car-Mart Collected $730M and Still Ran Out of Cash

The waterfall kept the cash. 60 of 154 lots closed, then came the going-concern warning

Jordan Hansen

Regulatory Technology [RegTech]

State AGs Move to Block OnDeck, Bitty Bank Deals

Jul 21, 2026

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11 min read

State AGs Move to Block OnDeck, Bitty Bank Deals

Enova owns OnDeck; OppFi has 35% of Bitty, 2027 option

Jordan Hansen

Regulatory Technology [RegTech]

Third MCA Funder This Year Prints a Rated ABS

Jul 18, 2026

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8 min read

Third MCA Funder This Year Prints a Rated ABS

ByzFunder and Kapitus ran the same rated-ABS playbook

Jordan Hansen

Regulatory Technology [RegTech]

Judge Doubts Plain Green's 8% Fix for 697% Loans

Jul 16, 2026

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9 min read

Judge Doubts Plain Green's 8% Fix for 697% Loans

Collection, not the rate, decides mootness

Jordan Hansen

Regulatory Technology [RegTech]

OCC, FDIC Tell Lenders to Price Deportation Risk

Jul 14, 2026

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9 min read

OCC, FDIC Tell Lenders to Price Deportation Risk

ECOA reaches your MCA and factoring book too

Jordan Hansen

Regulatory Technology [RegTech]

New Model-Risk Guidance Skips Agentic AI

Jul 11, 2026

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10 min read

New Model-Risk Guidance Skips Agentic AI

FREE SOS Agentic AI Access for Business Verification

Jordan Hansen

Regulatory Technology [RegTech]

Klarna Joins Affirm, OneMain in FDIC Charter Queue

Jul 7, 2026

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7 min read

Klarna Joins Affirm, OneMain in FDIC Charter Queue

Rival funds cheaper; that spread is his ad budget

Jordan Hansen

Regulatory Technology [RegTech]

LendingClub Is Now Happen Bank, Funded by Deposits

Jun 30, 2026

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10 min read

LendingClub Is Now Happen Bank, Funded by Deposits

Lenders rarely die of credit. They die of funding.

Jordan Hansen

Regulatory Technology [RegTech]

Tricolor COO Pleads Guilty, $498M Bank Fraud

Jun 25, 2026

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10 min read

Tricolor COO Pleads Guilty, $498M Bank Fraud

$2.2B reported, $1.4B real, 3 banks exposed.

Jordan Hansen

Regulatory Technology [RegTech]

Senate Kills Federal AI Lending Shield, 99-1

Jun 23, 2026

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9 min read

Senate Kills Federal AI Lending Shield, 99-1

One Loan Model Now Answers to 45 States

Jordan Hansen

Regulatory Technology [RegTech]

CFPB, FinCEN Flag ITIN Loans as Fraud Risk

Jun 20, 2026

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8 min read

CFPB, FinCEN Flag ITIN Loans as Fraud Risk

Construction and hospitality files hit hardest

Jordan Hansen

Regulatory Technology [RegTech]

DOJ: $248M Fintech Fraud Sinks 2 Investor Funds

Jun 16, 2026

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7 min read

DOJ: $248M Fintech Fraud Sinks 2 Investor Funds

One fund lent $55M Against False Documents

Jordan Hansen

Regulatory Technology [RegTech]

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

Jun 9, 2026

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9 min read

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

The full court already reinstated the lenders' injunction

Jordan Hansen

Regulatory Technology [RegTech]

OCC Hits CFSB With BSA/AML Consent Order

May 26, 2026

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8 min read

OCC Hits CFSB With BSA/AML Consent Order

Bank reviews may hit ACH, KYB, brokers, and renewals

Jordan Hansen

Regulatory Technology [RegTech]

Citadel, Ares Block $500M Spirit Rescue Over 90% Warrant

May 2, 2026

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12 min read

Citadel, Ares Block $500M Spirit Rescue Over 90% Warrant

Unanimous senior consent gives one group full blocking power

Jordan Hansen

Regulatory Technology [RegTech]

Aliya Sports, All Pro Capital Hit in $19.8M NFL Fraud

Apr 30, 2026

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14 min read

Aliya Sports, All Pro Capital Hit in $19.8M NFL Fraud

Sentencing set Aug 4, Oct 8; statutory exposure 9 years (54)

Jordan Hansen

Regulatory Technology [RegTech]

Treasury Adds Anti-Bias Terms to CDFI Contracts

Apr 28, 2026

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12 min read

Treasury Adds Anti-Bias Terms to CDFI Contracts

Annual certifications, records access added to terms

Jordan Hansen

Regulatory Technology [RegTech]

CFPB Kills ECOA Disparate Impact, Effective July 21

Apr 23, 2026

•

15 min read

CFPB Kills ECOA Disparate Impact, Effective July 21

Reg B Final Rule Hits 482,000 Nondepositories

Jordan Hansen

Regulatory Technology [RegTech]

$964K clawback hits 3 MCA funders

7 agencies void targeted-loan cover

CFPB pulls 3.8M complaint narratives

DOJ SCRA settlements hit $916K across three firms

Massachusetts Took $2.5M Over AI Underwriting, Using a Theory Federal Law Dropped on July 21

SBA Pushes $10M Loans as Defaults Hit a 12-Year High

Credit Washers Erased $10B. Their Files Score Prime

Car-Mart Collected $730M and Still Ran Out of Cash

State AGs Move to Block OnDeck, Bitty Bank Deals

Third MCA Funder This Year Prints a Rated ABS

Judge Doubts Plain Green's 8% Fix for 697% Loans

OCC, FDIC Tell Lenders to Price Deportation Risk

New Model-Risk Guidance Skips Agentic AI

Klarna Joins Affirm, OneMain in FDIC Charter Queue

LendingClub Is Now Happen Bank, Funded by Deposits

Tricolor COO Pleads Guilty, $498M Bank Fraud

Senate Kills Federal AI Lending Shield, 99-1

CFPB, FinCEN Flag ITIN Loans as Fraud Risk

DOJ: $248M Fintech Fraud Sinks 2 Investor Funds

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

OCC Hits CFSB With BSA/AML Consent Order

Citadel, Ares Block $500M Spirit Rescue Over 90% Warrant

Aliya Sports, All Pro Capital Hit in $19.8M NFL Fraud

Treasury Adds Anti-Bias Terms to CDFI Contracts

CFPB Kills ECOA Disparate Impact, Effective July 21

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